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We tripped up over this little gem dropped in the payday loan industry's press conference held on Wed Feb 21st - which attended by remote telephone (neat!).

Mary Jackson, speaking for the Community Financial Services Association of America (CFSA) said:

When you look at some of the research that's been done on our rate-structure and fee base, it's usually a lower-cost alternative for consumers.

Apparently, payday loans are a viable money-management tool. In fact, we hear that Ben Stein and Warren Buffet use payday loans all the time. — BEN POPKEN

(Photo: Legotech)

: http://consumerist.com/consumer/payday-loans/payday-loans-are-awesome-241423.php