No credit check payday loans are those short-term loans that you can get without bothering about your credit history. Credit history is a term that refers to a report from various credit rating companies stating whether or not you were able to make timely payments of bills in the past. All of us, at one time of point or another, have to encounter situation when our credit reports display adverse comments. : http://ezinearticles.com/?No-Credit-Check-Payday-Loans-No-Credit-Verification&id=847131