A lot of companies that are fighting against payday loans are banks. The big banking industry has never been a friend of the instant payday loan industry, it's no secret. The main thing that your bank may tell you in order to keep you from an instant payday loan is that your loan will come with the highest interest around. When you break this down, it is simply not true. : http://ezinearticles.com/?Banks-Vs-Instant-Payday-Loans-The-Real-Story&id=923189